Follow us
So how does quick cash loan using car ORCR work?

Frequently Asked Questions

Click the boxes to see the answers for your questions.

What is Auto Loan Philippines?

Auto Loan Philippines is a loan agency known to provide loan borrowers, fast cash loan with only the OR/CR of the vehicle as the collateral. We will help partner you with the right provider to get sure approval loan, low-interest charges and fees, and the nearest branch to speed up the process.

How does Car OR/CR cash loan work?

The Car OR/CR loan or “car title loan” or “car loan without taking your car” is our most availed loan product here at Auto Loan Philippines. With this type of loan, you can still use your vehicle for business, office, travel or work. After availing the loan, our partner lenders will get your OR/CR as collateral for the loan. Need quick cash as fast as 24 hours? This is the loan you need.

What is the interest rate for your car loans?

Auto Loan Philippines offers the lowest interest in the market, 1.25% to 1.5% only. We also have the fastest at 1-3 hours approval when you opt in for our car impounding loan. Leave car, keys and the original ORCR and get your cash in no time with less requirements. This is ideal for fast cash needs for business or emergencies.

How long do I have to wait for my cash?

Depending on the type of loan, we can process your application for as fast as 1-3 hours for car impounding or 1-2 days for OR/CR only collateral without taking your car. Other types of loan offers (especially from banks) will take around 120 to 168 hours (5-7 days).

Do you offer brand new car loan?

Yes, we do. We provide in-house financing assistance from our partners, we also have numerous tie-ups with different bank providers and direct dealers giving you the lowest possible down payment option. ALL-IN promo await dealer option. We welcome marketing agents from dealers to partner with us too.

How does taxi for cash loan work?

The same way it works with ORCR sangla. Additional requirement is the copy of your franchise. The name that appears in the franchise and OR/CR should be same as the one applying for the loan. We can process your loan application in as fast as 1 day (24 hours). For the taxi loan, we accept taxi models 2000 and up, and we have flexible payment terms up to 24 months. We currently don’t offer hulog boundary taxi loan.

How does tricycle cash loan work?

You can still use your tricycle for “pasada” as we offer tricycle loan with OR/CR as collateral. We accept 2 stroke tricycles up to 10 years old, and 4 stroke tricycles up to 15 years old. All tricycles must be in good condition. Aside from these, we only ask for a copy of your franchise and Mayor’s Permit to Operate, TIN ID, 2 valid government IDs, original proof of billing, and if necessary, a co-maker.

Is Auto Loan Philippines a registered company?

We are a group of freelance brokers and consultants. We are DTI accredited and duly registered and accredited by different lending companies, banks and private financiers nationwide – whether you’re in Metro Manila, North Luzon, Visayas, or Mindanao, we can help you get the right loan for your needs.

Is this a legitimate cash loan business?

Auto Loan Philippines is a legitimate cash loan business since 2004. We offer guaranteed free consultation and loan assistance. No advance or hidden charges. We follow laws as dictated by the Banko Sentral ng Pilipinas (BSP). Our clients come from Metro Manila, North Luzon, Visayas, and Mindanao, proof that Auto Loan Philippines has unparalleled first hand knowledge when it comes to car loan services.

Can any vehicle OR/CR be used as collateral?

Any vehicle with year model 2007 until present is allowed for OR/CR pawning.

Is Auto Loan Philippines a lending company?

No. We are NOT a lending company. We are DTI accredited loan agency comprising a group of legitimate loan brokers and consultants/agents that help people find the right lending company for their needs. Along with other considerations for your requirements, we also make borrower endorsement to the nearest lending branch for faster transaction. We make it easier for you to get the loan you need, at the quickest time possible.

What car brands and manufacturers do you accept?

We process all car brands and manufacturers like Toyota, Mitsubishi, Hyundai, Honda, Chevrolet, Ford, China and Korea manufacturers etc.

How does Jeepney (PUJ) cash loan work?

Currently discontinued until further notice… Provide us with a copy of your jeepney or PUJ franchise, the OR/CR of the vehicle, and a co-maker — and we’ll process your Jeepney cash loan application right away! We accept 1996 public utility jeeps and up. We provide the HIGHEST PUJ value appraisal in Manila and nearby provinces. If you have an outstanding source of income, no need to look for a co-maker.

How does car impounding cash loan work?

With this loan, borrower must be willing to leave car, keys and original ORCR in exchange for super fast cash turnover. First, you must undergo a 1-3-minute pre-qualification interview. If you qualify for the car impounding loan, we will ask you to prepare your OR/CR and proof of billing (can be electric bill, water, cable, PLDT, or your postpaid bill). Next, you must bring the vehicle for stencil and physical check-up. During off peak hours, we can process your loan application as fast as 1 to 3 hours!

“We are the #1 Trusted Car Pawning Service Provider since 2004. Auto Loan Philippines is the leading car collateral loans agency in the Philippines.”